If the other driver is found at-fault, their insurance company will need to pay you, but the claims process can take time. For claims where both sides are adamant the other party was at fault, you could be waiting months for a resolution. With a lawyer and the threat of a possible lawsuit, insurance companies tend to work much more quickly.
However, laws do vary for this depending on your area, and each insurance company will have its own policies. Kathy was assigned to help me, and I can never say thank you enough. This policy is not technically auto insurance and can be offered by a credit card company through many credit cards as well.
This waiver only covers the rental car. In this case, the car rental company may be held responsible for any personal injury or property damage you suffered. A rental car company may be held liable if you are hit by someone driving a rental car and you are not found to be at fault for the accident.
However, if the rental car driver did not purchase a collision damage waiver and also does not have their own car insurance, you may have to file an insurance claim through your insurance company before pursuing damages.
To know which steps to take following an accident with a rental car driver for your individual case, talk to an experienced car accident attorney. Find out what your options are and seek sound legal advice today.
Contact Florin Roebig law firm for a free consultation to discuss the details of your case. Florin Roebig, and its content team, is committed to delivering content of the highest caliber. Our editorial standards check for accuracy, sourcing, objective analysis, and more. Every article is fact-checked by an editor prior to being published. Additionally, our content is legally-reviewed by one of our practicing attorneys. Our attorneys only review content in practice areas that they specialize in.
Notify your rental car agent immediately when damage is done to the vehicle. If you are unable to drive the car they may be able to get you a replacement and they will definitely need to make plans to have the car repaired. Call your insurance company. Depending on your policy, your car insurance company may be able to cover damage done to a rental vehicle. You will still need to pay your deductible, but it could save you hundreds, if not thousands of dollars, if you are in a bad accident.
Call your credit card company. Many credit card companies now offer rental car damage coverage. Optional rental car insurance. If you bought the optional rental car insurance you may not have to deal with too much of this.
You will still have to fill out an accident report, and you will certainly want to get anyone medical attention who needs it. However, you may not have to deal with your personal car insurance or credit card companies. Then again, you might. Read any extra insurance you buy very carefully and clarify with the agent what is covered and what is not.
To make it simple, just know that any and all things that happen to that car once you leave the lot are your fault. Here are some examples from a few large U. Budget- Budget has the same legalize as Avis sister companies. Please note that our pursuit of the other party does not absolve you from your contractual obligation to pay for the damage.
Yes, this seems like a lot of work, but it can save you a lot of time and even more money in the end if you address a car rental accident correctly. The most important tip of all is— always call your rental car company as soon as damage is done to a vehicle, no matter how minor. They can walk you through their process and help you get back to your vacation quickly. Photo of car accident on road via ShutterStock.
Great tips, Keryn! I was involved in a rental car accident in Arizona a few years ago—what a way to start off a trip! Glad you guys were all okay! Such a bummer to get in accident in a rental car.
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