You currently have no notifications! See All. Log in. IRP Commerce Cloud. IRP Ecommerce Fundamentals 7. Ecommerce Fundamentals. Cost of Revenue — Ecommerce's Dark Secret. International Expansion. The Importance of a Multichannel Communications Strategy. Ecommerce Analytics Overview. IRP Research IRP White Papers 2. The issue number was usually on the front of a debit or credit card in line with the dates that show when the card could be used before it expired.
Sometimes issue numbers were printed on the bottom right corner of the card and would even say "issue number" next to the digits. Issue numbers are one- or two-digit numbers that read "1" or "01" with the first issue of a card. If no number looks like this in the locations mentioned, the card does not have an issue number. The second issue of a card would read "2" or "02" and the numbers would go up with each re-issue.
Today, because the credit or debit card number changes when a new card is issued, there's no longer a need for an issue number. With the evolution of computer databases over the past few decades, it is easier to track customer accounts than ever before.
Therefore, banks and credit card companies do not need an issue number in their internal systems. Even though the card number changes with every re-issue, an internal ID number for these institutions remains the same for the life of the credit or debit card, which links the different cards and accounts of one person.
Customers may never know what this number is, as it is not used outside of the institution that generated the card. Nevertheless, these internal ID numbers add an extra layer of security for the customer. If your card went past its expiry date or you lost it, a new card would be printed and this would have the next sequential issue number on it - your first one will have a issue number of 1 on most cards and a 0 on a small number.
Credit card companies would previously use your credit card number as the defacto account number and therefore they didn't want to change it when a new card had to be issued. This new card would also have a different issue number which would indicate how many times the card has been replaced.
In the United States, Canada and other countries around the world, issue numbers never took hold and are very rarely found on credit cards or debit cards. In the UK and Europe, they are becoming increasingly rare and you would struggle to find a brand new credit card that still comes with an issue number today.
The issue number is always found on the front of a credit card or debit card. They are not the same thing! The most common place to find your issue number if you have one is on the front, in line with the from again - if it's there and to dates. Some cards used to print the issue number in the bottom right hand corner instead. In this case, unlike the previous, it may not say the words "Issue Number" next to it.
The easy way to tell it's an issue number is that it will be a one digit or rarely two digit number that should read 1 or 01 if it is your first plastic. If you're looking at the front of your credit card and you can't see a number to the left or right of the dates or in the bottom right, that most probably means your card doesn't have an issue number.
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